Working With Us
We believe in open and honest disclosure in plain English. Highbrace Advisors is a fee-only Investment Advisor. What that means is that we charge a fee for our services based on  a percentage of assets under management. We also believe in reasonable fees. To that end, we charge a fee of one half of one percent (0.5%) annually, paid in quarterly increments, which is well below the industry norm.  Financial Planning fees are individually negotiated and free for investment clients. 

Your assets are held in an account with a discount broker. We are empowered to make transactions in your account on your behalf. There are commissions for these transactions, which are charged directly to your account by the broker. We minimize these costs by using a discount broker. We do not share in these commissions in any way.

The mutual funds and exchange traded funds we utilize also charge fees, which vary from fund to fund. We typically use a combination of active and passively managed funds. While we believe in low fees, we are willing to pay somewhat higher fund fees for superior performance. We endeavor to choose the lowest cost version of a chosen mutual fund that is available to you.  In some cases we are able to offer mutual funds at a lower cost than you are able to access individually. We do not share in any mutual fund or exchange traded fund fees. Our only incentive is to control your fees as best we can.
Integrity,  Experience,  Unbiased Perspective
"It's good to have money and the
 things that money can buy, but it's good, too, to check up once in a while and 
make sure that you haven't lost the 
things that money can't buy." 
                    - George Lorimer